With the development of the Chinese interest rate market. SHIBOR is playing an increasingly important role. Based on principal component analysing SHIBOR. a two-factor Vasicek model is established to portray the change in SHIBOR with different terms. https://www.roneverhart.com/HP-15-fd0038ca-15-6-FHD-IPS-Laptop-Intel-Processor-N100-3-40-GHz-Intel-UHD-Graphics-8GB-DDR4-512GB-SSD-Windows-11-Hom/